If you want to succeed in life, having goals is paramount. It’s every day I hear people say I want to do this or that, but never really accomplish anything because they do not really mean them. When you are serious about your vision, you write it down and break it down in achievable goals. So Many of us have goals, But daydreaming about them won’t do you any good. In order to achieve your goals you have to get down and dirty with them, nail them down to a timeline, twist that goal’s aims and objectives until either you or it cries ‘Uncle.’ In civilized society, we call this getting specific.
To get as specific as possible, do as the achievers do:
Step 1: Write down your goals. Include every practicality, creature comfort and pie in the sky you can imagine.
Step 2: Ask yourself:
How important is it for me to achieve this goal?
How big is this goal? For example, “I want a new car. Will a well maintained used car at 40% of the new car price work?” or “I want my kid to go to college. Does it have to be Ivy League?” Consider your options.
How much money will I need to save?
When do I want to achieve this goal?
Step 3: Divide your goals into three ‘to-achieve’ lists: Immediate goals, Intermediate goals and Long-view goals. For example:
IMMEDIATE GOALS (WITHIN 3 YEARS):
Pay debt in full
Establish good credit
Implement a disciplined savings plan
Create that 3-6 month emergency fund
Buy a (sensible) car
Purchase insurance coverage
Prepare and execute a will and power of attorney
Read the rest of the article on our financial workout site http://www.financialworkout101.com/establish-goals.html
Ludvy Joseph
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